E-mail & Instant Messaging Disclaimer Notice
 
WJB Capital Group, Inc. ("WJB") expressly disclaims any responsibilities for any recommendation, solicitation, offer, agreement or information about any security, transaction, customer, account or account activity contained in any communications or for the timeliness, accuracy or reliability of messages sent through E-mail or an instant messaging system for service outages or interruptions. All E-mails or instant messages sent to and from this user will be received or otherwise recorded by WJB and are subject to archival, monitoring and review by WJB, its staff and others who may have access to information communicated in connection with the operation and maintenance of this web site. While it is the policy of WJB that information communicated to or from, it will not intentionally be shared with persons not authorized to receive the same, no guarantee or assurance of privacy is given. Use of this web site to communicate information to or receive information from WJB shall be deemed an acceptance of all of the terms contained in this disclaimer.

Any trading instructions communicated to WJB via its website, E-mail, instant messaging or other electronic communications shall not be deemed accepted until a representative of WJB acknowledges receipt electronically or by telephone. Any delivery of instructions which has not been so acknowledged shall not be deemed received by WJB.

Our salespeople, traders, and other professionals may provide oral or written commentary or trading strategies to our clients that reflect opinions that are their own and are contrary to the opinions expressed in WJB's research.

Research and Analysis Disclaimer Notice

The material prepared by WJB Capital Group, Inc. ("WJB"), a registered U.S. broker-dealer, employs appropriate expertise, and WJB believes that it fairly and accurately represents the subject matter reported upon and is not misleading. WJB accepts no liability for any loss resulting from the use of the material presented in this report, except that this disclaimer of liability does not apply to the extent that such disclaimer may be prohibited by specific statutes, laws or regulations applicable to WJB. This report is not to be relied upon in substitution for the exercise of independent judgment. WJB may have issued and may in the future issue, other reports that are inconsistent with, and which reach different conclusions than the information presented in this report. Those reports reflect the different assumptions, views, and analytical methods of the analysts who prepared them and WJB is under no obligation to ensure that such other reports are brought to the attention of any recipient of this report.

This communication is neither an offer to sell nor a solicitation of an offer to buy or sell any securities mentioned herein. This publication is confidential and for the information of the addressee only and may not be reproduced in whole or in part, nor copies circulated to another party, without the prior written consent of WJB.

Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Information, opinions, and estimates contained in this report reflect a judgment of the analyst, effect as of its original date of publication by WJB and are subject to change without notice. The price, value of, and income from any of the securities mentioned in this report can fall as well as rise. The value of securities is subject to exchange rate fluctuation that may have a positive or adverse effect on the price or income of such securities. Investors in securities such as ADRs, the values of which are influenced by currency volatility, effectively assume this risk.

Our salespeople, traders, and other professionals may provide oral or written commentary or trading strategies to our clients that reflect opinions that are their own and are contrary to the opinions expressed in WJB Capital Group's research.

Third Party Research Disclaimer Notice

The material provided in any research report distributed via this website, e-mail, Instant Messaging or other electronic communication is offered as a courtesy only and has been obtained from third party providers affiliated with WJB. WJB has been advised by such providers that they believe such information to be reliable, but neither such providers nor WJB make any guarantee and hereby expressly disclaim any responsibilities for accuracy or completeness. The recipient of this information is particularly advised to review the disclaimer stated by the research provider in any such report. WJB cannot and does not guarantee the adequacy, accuracy or completeness of any such information, or the suitability or profitability of any particular investment. This publication does not consider the specific investment objectives of a specific person or entity.

U.K. Domiciled Institutions

The contents of this website have not been approved by an authorized person in accordance with the rules of the U.K. Financial Services Authority, approval of which is required (unless an exemption applies) by Section 21 of the Financial Services and Markets Act 2000. The services provided by WJB described on this website are not available in the U.K. to the general public.

In the U.K., this website is for viewing only by (and is directed only to) (i) persons who have professional experience in matters relating to investments and who fall within Article 19 of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2001 (Investment professionals) and (ii) persons who fall within Article 49 of that Order (High net worth companies, unincorporated associations etc). This website must not be relied on by persons in the U.K. other than the persons described in the preceding sentence. Any investment or investment activity which this website describes is available in the U.K. only to such persons.
 
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